Employee Benefits Guides
9 independent guides to employee benefits administration, health insurance, 401(k), and benefits platforms for US small businesses.
Quick picks by situation
Gusto Benefits
Health, dental, vision, HSA/FSA, and 401(k) via Guideline, all inside the payroll tool most small businesses already use.
See full guide →Employee Navigator
If your insurance broker already uses it, enrollment and deduction feeds work without buying separate software. Free through most broker relationships.
See full guide →TriNet HR Platform
More medical carriers than Gusto in most states. Better for companies with employees in multiple states or specific carrier preferences.
See full guide →Guideline
$49/month base + $8/participant. Integrates with Gusto and Rippling. Low-cost index fund menu averaging 0.06% expense ratio.
See full guide →Best Benefits Software for Small Business 2026
Health insurance, 401(k), PTO, and benefits admin platforms sized and priced for teams under 100 people, with real monthly costs at 10, 25, and 50 employees and 2026 contribution limits.
Gusto Benefits Review 2026: Health Insurance Cost & 401(k)
What Gusto actually covers for employee benefits: health insurance cost and carrier options, 401(k) via Guideline, HSA/FSA, and what it gets wrong.
Best Gusto Benefits Alternatives in 2026
Gusto Benefits works well inside the Gusto ecosystem but limits your broker choice and carrier options. Here are alternatives for benefits administration.
Zenefits (TriNet HR) Review 2026: Benefits + HR for SMBs
Zenefits rebranded to TriNet HR Platform. What changed, current pricing, and whether it beats Gusto for benefits administration.
Employee Navigator Review 2026: Benefits Admin for Brokers
Employee Navigator is the platform behind many insurance broker portals. If your broker manages your benefits, they may already be using it.
Best 401(k) Providers for Small Business 2026
Guideline, Human Interest, ShareBuilder 401k, and Ubiquity compared on actual pricing, fund options, and admin burden for teams under 100 people.
PlanSource vs Benefitfocus 2026: Pricing, Implementation Time & Broker Fit
PlanSource vs Benefitfocus compared on real G2/Capterra/TrustRadius ratings, PEPM pricing, implementation timelines, and who owns each platform after 2026.
Employee Wellness Software: Platform vs. Stipend (2026)
Vantage Fit and Wellhub won't post small-team pricing online, but Wellable does. Here's what a DIY stipend costs and when software is actually worth it.
Bonusly review 2026: is peer recognition worth the reward budget?
A practical Bonusly review covering subscription cost, reward funding, participation rules, review patterns, and the teams most likely to benefit.